What is not an Emergency?

Books for school may be an emergency situation in some cases, but magazine subscriptions, adult chat lines, 1-900 horoscope phone numbers, and HBO on Demand are not. Theater or concert tickets are not emergencies, cell phone bills are not emergencies, except in some situations. Paying for a cell phone may be acceptable; but putting all your friends expenses on your building business credit card because they promised to pay is absolutely not.

Why have a business line of credit Card at all?

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